794
Full title: 92% of American adults aren’t going to a doctor because they cannot afford it. The health insurance industry must be dissolved & all of its executives criminally prosecuted for murder, conspiracy, and treason.
this post was submitted on 11 Aug 2026
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Work Reform
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A place to discuss positive changes that can make work more equitable, and to vent about current practices. We are NOT against work; we just want the fruits of our labor to be recognized better.
Our Philosophies:
- All workers must be paid a living wage for their labor.
- Income inequality is the main cause of lower living standards.
- Workers must join together and fight back for what is rightfully theirs.
- We must not be divided and conquered. Workers gain the most when they focus on unifying issues.
Our Goals
- Higher wages for underpaid workers.
- Better worker representation, including but not limited to unions.
- Better and fewer working hours.
- Stimulating a massive wave of worker organizing in the United States and beyond.
- Organizing and supporting political causes and campaigns that put workers first.
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Jeez. Isnt it covered by Insurance?
Usually for hospital visits, your plan either has an annual deductible that must be met (e.g. $5,000) before insurance contributes, or on a better plan you have a co-pay where insurance will cover 60% while you cover 40% up to a different annual deductible ("Maximum out of pocket").
The shitty thing is the insurance companies make deals with the providers along the lines of "We'll pay $X or 20% of the sticker price for Y procedure, whichever is lower", so the hospitals increase their price to 5 times the insurance rate to maximize their income. The do this so it's financially ruinous not to have insurance.
So the patient on the good plans get charged double the insurance company's rate (that the insurance companies only pay after you've reached maximum out of pocket), while the insurance company doesn't actually pay anything on their "60%" co-pay.
And you and your employer end up paying the insurance company like $1200/month combined for this service.
And if you get really sick, you lose your job and therefore your insurance.
It's a truly fucked system.
narp.
and sometimes the bill is even higher with insurance because you aren't eligible for uninsured discounts.