939
Full title: 92% of American adults aren’t going to a doctor because they cannot afford it. The health insurance industry must be dissolved & all of its executives criminally prosecuted for murder, conspiracy, and treason.
this post was submitted on 11 Aug 2026
939 points (98.7% liked)
Work Reform
17171 readers
2632 users here now
A place to discuss positive changes that can make work more equitable, and to vent about current practices. We are NOT against work; we just want the fruits of our labor to be recognized better.
Our Philosophies:
- All workers must be paid a living wage for their labor.
- Income inequality is the main cause of lower living standards.
- Workers must join together and fight back for what is rightfully theirs.
- We must not be divided and conquered. Workers gain the most when they focus on unifying issues.
Our Goals
- Higher wages for underpaid workers.
- Better worker representation, including but not limited to unions.
- Better and fewer working hours.
- Stimulating a massive wave of worker organizing in the United States and beyond.
- Organizing and supporting political causes and campaigns that put workers first.
founded 3 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Why would you want a system that introduces middle men and a need to turn a profit off of your health?
because there's going to need be a system in place anyways and doctors are gonna make money off you regardless.
Does there need to be a system? USA is the only rich country that seems to think so... My doctor doesn't charge me, they charge the government. Hell, even parking is free.
You're still paying in taxes nothing is free. They're charging your government and your government is making you pay for it through taxes. It's just routed differently. In the US it's more direct to the patient and/or customer. Which is why it would make sense at the very least, to have people with medical knowledge not just insurance knowledge because then the common sense of does this person need to be covered for an inhaler or an epipen wouldn't even be asked.
what comes with this is a lot of hardships and it's not the greatest thing. one prime example is how state insurance and medicaid don't have many options for mental health specialists and you're given a list of numbers that no one at the desk knows how to talk about insurance because they're medical receptionists and just deal with making appointments; which is why I've come to figure out it's better to get in direct contact with insurance departments before you go to make an appointment or call to make an appointment.
it's pretty messy but insurance does at least cover the run-around basic appointments with primary care doctors but insurance takes forever to approve shit like mri's and stuff you really should be getting done sooner and it's not even because of a doctors schedule it's because the insurance has to deem it necessary after your doctor ordered it.
That's where I can see people getting pissed off about insurance. Is your insured and people who have little to no medical knowledge are the ones approving your medical services and medications after your doctor already said you need it done.
So for example, you go to see the medical professional for a rescue inhaler and the people who are not medical professionals go, no you don't need that to breathe.
I'm still not seeing why the extra step of a for profit insurance company is ever needed? All it does is raise prices and make life harder for the people in need. Get rid of it, and your money is spent much more directly without someone denying you medical care because they see you as an expense.
It's also important to note that my doctor doesn't charge my government for anything. They're employed directly by the government, which means the government is determining what the cost of a procedure is, instead of the doctor. This lowers the price because you cut out another for profit middleman.
This also means my government has that same person with medical knowledge to determine wether or not a procedure is actually necrssary that you're requesting. The same doctor you visited.
Medical insurance companies and privately owned medical care is ALL just unecessary middlemen that make your life worse. They're not needed, and needs to be removed entirely.
They do suck but if they weren't there who's paying the actual price? It's 20k$ for some shit to get done and with insurance it brings it down to like 300$
Your taxes. In no other country does the procedure actually cost 20k. It's been inflated to ridiculous amounts by the doctors because the insurance pays it.
For is example : UK your taxes pay for it. In Germany your employers and yourself fund the trusts.
It's not free. In the US it's upfront and privatized and that's what makes it expensive to the patient.
A 2,000$ Colonoscopy could be 300$ to the patient in the US but you won't see that upfront in the UK or Germany but you're paying the cost passively.
Yes, it's fucking expensive because private insurances run the system. Nationalized Healthcare would be a tax based system with negotiated rates by the government and the hospitals, pre-set like your prices at a coffee shop and that's the set rate you're paying through taxes.
Same with Germany except it's a social fund that everyone's paying.
it's not fuckin' free
No one has said it's free. I however have said that running it through taxes with no private doctors or insurance makes it a hell of a lot cheaper, because you cut out a lot of greedy business people whose whole purpose in life is to deny you care.
Maybe not on this post but when the topic of Healthcare and insurance comes up there's still a lot of delusional people out there that do think it's free, like, "free college," initiatives that are income based.
We should be for the revamping but we shouldn't be for spreading the misinformation that it's free.