this post was submitted on 29 Jun 2026
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Do all the math please.
Home ownership includes property taxes and maintenance. New roof, new furnace, new water heater, etc. These are big bills every 12-15 years. Boomers did this with HELOCs, but HELOCs are gone as housing values in my region are going down from the peak in 2022.
Another big problem is contracting is unregulated and out of control, before 2020, contracts were typically materials x2 for labor, now they have no upper guidelines, just a rolling scam and they learned in 2020-22 that it's better to work less and charge more.