this post was submitted on 10 May 2026
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Biggest car costs are insurance, taxes and big repairs as you said. In lots of countries those costs can go down if you choose the right car. Other option of not owning a car, while varying in difficulty, include car pooling, taking the bus or other kinds of public transportation, moving near place of work or at least moving near public transportation lines.
Anyone who is broke because of their car obviously doesn't have better options.
Just buy a house near your very stable and well-paying job, duh!
I know people that spend the entirety of what would be their disposable income in a car they barely use. Which still beats the idiots bankrupting themselves to go on 1 hour traffic jams to avoid a 15 minute train ride. Don't underestimate car brains.
Two important things: