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Why NFC on phones? (sh.itjust.works)

submitted 1 day ago by emergencyfood@sh.itjust.works to c/asklemmy@lemmy.ml

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Sometimes on phone reviews I read that a certain model, often one released in a Western market, uses NFC for payment. In my country, mobile payments use QR codes so any phone with a camera can use them. Does NFC have any advantage over such a system?

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[–] 9point6@lemmy.world 10 points 1 day ago* (last edited 1 day ago)

UK/EU has had contactless payments via our bank cards for about 2 decades now. America caught up eventually some years later

When phones got the ability to act as our bank cards, it made sense for them to use something compatible with the same technology that was already deployed

Funnily enough, America (and I guess also Korea, given the companies) dragging their heels on standard contactless is one of the main reasons why Samsung/LG briefly put out a couple of generations of phones that had a magnetic stripe mimicking payment feature in addition to standard NFC (https://en.wikipedia.org/wiki/Magnetic_secure_transmission)