Speaking just for myself, my work-life-balance is currently such that I have one sports hobby outside of work. Basically only a couple of hours of free time per week.
If I had the time, I would watch movies (subscriptions), play games (purchase), do few other sports (memberships), travel regularly (tickets). At least for me, my monthly hobby expense would increase enormously if I had the time. I would imagine I could continue these hobbies well until my 70s, hopefully many until much older age.
I have been thinking something similar recently for another reason. I think your colleagues have a great point, but if you say that you would be able to live with your pension right now, it might make sense to work few more years, but less than the remaining 16. Here's how I approached the topic.
Think about how much money you need for living. Including the money for hobbies etc. Many people need more hobby money if they have more spare time.
Estimate the effects of inflation and other new costs (e.g. needing more health care than currently). I.e. how does the answer to (1) likely change in the upcoming years?
Estimate your income for the remainder of your expected life. Do you have any stocks? Is there no inflation factor in the pension?
Enter all of the above to Excel. You will find the spot which will likely allow you to have a comfortable retirement for the remainder of your good years. And if you are pessimistic about inflation or something else, you can easily adjust any buffers in the calculation.
For me that age will be a more than 50, but certainly lower than the average retirement age in my country. The freedom to choose to voluntarily do work or hobbies is a much more preferrable to me than having to go to work every day.
Which part contradicts what the engineers or scientists think?
I bought an expensive e-bike exactly 2 years ago. Here the public transport costs 70 €/month. The bike hasn't quite paid for itself yet, but it's getting close!
Have you tried communicating directly to her "I want to do this, and I want to do it with you. Please join me because this is a way I enjoy spending time with you"?
This especially applies to all relationships. I recall I didn't realise it when I was young.
But of course this requires that both of you get it, not just you alone.
ja työtarjouksen menettäminen yhden vastaamattoman puhelun vuoksi on harmillista.
Tuskinpa kukaan menettää työtarjousta sen takia. Jos sen sijaan ei itse soita takaisin, en ihmettele.
I have been lucky enough not to be on the applicant's seat often, but I've interviewed others. Few times someone has asked for feedback, and it is basically always the same (I will just find nice words to express it):
There is only one opening, and someone else did slightly better than you in the interview.
Is there a way to try out both and see which one the child prefers? Maybe the clubs have some open door events in the autumn?
I did karate and judo around that age. It was mostly about games and having fun. Not really about the techniques etc. Definitely not about self defense or things adults relate these kind of sports to.
It is done, but apparently district heating is not commonplace everywhere in the World.
https://cleantechnica.com/2024/05/20/waste-heat-from-google-data-center-to-warm-a-town-in-finland/
In Finland everyone can go to the tax office and see the incomes of everyone (with a ~1.5 years delay, i.e. 2023 is the latest today).
I know what my colleagues and friends make. I think the only thing it would affect is, that if I felt that I was making less than I should, I would start looking for a new job.
The tracking aspect also creates a mental barrier for food intake. If snacking is a bit tedious because you need to write it down, there's a larger chance you really think about eating something or not.
How would you do away with the wolves today, if the non-wolves could become wolves tomorrow?
I don't see that as a possible option at all.