Technology

Got it, so you think it is punishing to poor people to make them pay $60-$100/mo for the privilege of driving a dangerous vehicle that can cause many thousands of dollars in damage to both cars and people, but your response to high car repair bills is for poor people to "just buy a new car." I don't think you have thought your cunning plan all the way through. Notice how I never brought up medical bills, only car repair bills? That's because I agree that health insurance should be covered by the state, not private insurance. Health care is a basic human right. Driving a car is not. You talk about exploitation of poor people through making them have insurance, but you ignore that poor people can also be the victim of bad drivers. If a poor person with a $5000 car who badly needs that car to drive to work gets their car totaled by a driver without insurance, your solution is for them to "just buy a new car." Do you have any idea how dumb that sounds? Your main argument is that this poor person should not be expected to pay $100/mo for insurance, but you think it is totally fine to ask them to pay $5000 to get a new car that they need to get to work to pay off that car?

And if you think only the wealthier drivers drive more recklessly, you should drive in a really poor part of town. You know who doesn't give a shit whether they crash their cars? The people who drive really shitty cars. The statistics back that up, too. Wealthy areas have lower serious traffic accidents per capita than lower income areas. They also have far lower traffic fatalities per capita, but that can be down to the safety of their expensive cars. People in sports cars do tend to drive faster, but rich moms in expensive SUVs do not.