this post was submitted on 20 Apr 2026
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Late Stage Capitalism

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[–] smuuthbrane@sh.itjust.works 5 points 2 months ago (4 children)

You use your bank card to use money in your bank account (or credit union account) to pay for things at the point of sale. Insert or tap the card, and pay for things.

Is that seriously not a thing elsewhere??

We also have built-in money transfers, where we can directly pay for things by electronic transfer. No need for any of those 3rd party apps you hear about.

[–] prole@lemmy.blahaj.zone 5 points 2 months ago (1 children)

My guess is that they thought you were referring to something called "debit FFS"

[–] Hawk@lemmy.dbzer0.com 3 points 2 months ago

It's pretty much default in Europe. I feel like credit cards mostly gained popularity here because American companies required them.

[–] Auli@lemmy.ca 1 points 2 months ago (2 children)

INTERAC? Canadian? Orbdoes another country do this.

[–] potter2010@lemmy.ca 2 points 2 months ago

Many, most? It may go by different names. "Debit" is more of a generic term for the type of process. https://en.wikipedia.org/wiki/Debit_card#Debit_cards_around_the_world

[–] smuuthbrane@sh.itjust.works 1 points 2 months ago (1 children)

Yes, Interac. I am Canadian. Elbows up.

[–] SaveTheTuaHawk@lemmy.ca 2 points 2 months ago

Merchants pay 2% to Interac. They charge you for this in the purchase price. There is no free in finance.

[–] captainlezbian@lemmy.world 1 points 2 months ago

It's all I use here in the US.