Source (xcancel)
this post was submitted on 17 Mar 2026
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I wonder how they thought this would go down. Were they just hoping that their mum wouldn't notice a $200 charge? Were they going to say, "oh, can't get refunds, guess I'll pay you back over time" (ask for forgiveness instead of permission, basically)? What was the end game?
I'm going to assume a certain level of mental immaturity. Either still a child or in a child-like mental state.
Could be a child (and in this case probably is) but I've known people like this as grown-ups too.
They just get really excited about the thing and want to have/do/whatever the thing and have absolutely no inhibition about using whatever method at their disposal to get it.
The rationality of the choice and the consequences just don't factor in - or are at least something their brain tells them is "a problem for later"
I was once a dumb kid. My thought process at the time was that may parents simply wouldn't notice the transaction on the account because they rarely checked.
Thankfully, I didn't go through with it, but knowing what I know now, they definitely would have noticed a strange transaction, even for a small dollar amount.
It wasn't even because I had no money - I was being paid an allowance and could typically afford the things I wanted to buy. I just wanted to buy stuff online and I didn't have a bank account or debit/credit card to process the transaction.
The original post made me think it's probably a teenager because they had internet access, but I can see how a younger child might think their parents wouldn't notice a charge. To a child, their parents usually pay with that card and never talk about it again. And because even young children have fairly unsupervised internet access nowadays (the post is from 2023), that sounds like a reasonable explanation to me.
I understand the "frustration" of wanting to buy something that you can only get online, but you don't have a bank account or anything. I was in pretty much the same situation as a teenager. When I was around 17 years old, I once ordered something and paid cash-on-delivery, but that's incredibly inconvenient. Using your parents' card can be incredibly tempting, which isn't an excuse to do it, but looking at it from this perspective, I can understand their motivation.